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Free Rx Plan - Apply Now!

Apply online through this site and receive a Free Rx Savings Plan.  Once you apply, you will receive a one time email with a sign-up link.  Use the Rx plan as often as you like.  It's just our way of saying thank you for your business.
Long Term Consumer Care, Inc. is a licensed insurance agency and is appointed by Assurant Health.
Long Term Consumer Care, Inc. is a member of the Better Business Bureau.

Student Health Insurance

Assurant Student Select
Renewable individual student health insurance for college students of all ages.
Student Health Insurance - Quote & Apply

Apply through this site and receive a Free Rx Savings Plan for your entire family. More Info

College Student Health Insurance - Student Select

Student Select is permanent, renewable individual health insurance. It is designed specifically for college students of all ages (up to age 63).

Student Health Insurance Plan Highlights
  • If you need to transfer schools, your Student Select coverage moves with you. Student Select is not tied to any one school. There's no need to change coverage or re-apply. In fact, you're covered when traveling anywhere in the United States, its possessions or Canada.  If you need health insurance for overseas travel, Click HERE for plans from 1 day to 3 years. 
  • You choose your doctors and hospitals. You are never restricted to an HMO or PPO service area.
  • With Student Select you're covered year-round, not just during the school term. And, if for some reason, you have to leave school, Student Select stays with you for the remainder of the policy year... and then it's guaranteed renewable.
  • Student Select guarantees renewability. Whereas most plans only cover you until you graduate or very shortly thereafter, Student Select can be renewed as long as it's needed . . . and, of course, as long as the premiums are paid.
Student Health Insurance - Eligibility Requirements

Student Select guarantees acceptance to any eligible student. Any undergraduate (taking nine or more college credits) or full-time graduate student*, attending a state-accredited college or university, up to age 63, is eligible for this type of college student plan.

You must be a full-time student for a minimum of 31 days following the effective date of your policy.

* Assurant Health will accept the school's definition of full-time.

How the Plan Works - The Student Select plan is simple, affordable and easy to obtain. You choose the plan that best meets your needs and budget.

Student Health Insurance Benefits are paid as follows:
Benefit Chart

Deductible Options: $250, $500, $1,000, and $2,500
Coinsurance (also referred to as Rate of Payment): 80/20 to $10,000

Preauthorization - If you are insured under a Student Select policy, you must obtain authorization for all hospital admissions, outpatient surgeries and certain other services. The number to call for preauthorization is 1-800-454-5105. The identification card, which is attached to the insurance contract you will receive, also lists the preauthorization phone number.

No HMOs or PPO's - Since Student Select is not an HMO or PPO plan, you can visit the doctor or hospital of your choice. No referrals are needed, no non-network penalties are incurred ... the choice is yours!

Payment Options - You can pay for your Student Select plan on an annual or semi-annual basis. Assurant Health offers two convenient payment methods of credit card (Visa/MasterCard) or personal check. Both the annual and semi-annual payment options are available with the credit card payment method.

> For Monthly Health Insurance Plans - Click HERE <

Apply Online through this site and receive a Free Rx Savings Plan.  Once you apply, you will receive a one time email with a sign-up link.  Use the Rx plan as often as you like. If you download an application for mail or fax, simply email us and we will email you the enrollment link. It's just our way of saying thank you for your business.

Long Term Consumer Care, Inc. is licensed throughout the United States and has been appointed by Assurant Health since 1973.  We are national health insurance specialists.